Is lack of enough deposit stopping you?
With Smash, you don’t have to worry about the deposit anymore- we’re here to help. With as little savings as $10,000 you can own your First home. The initial step involves determining your borrowing capacity. After having a confidential chat with our exclusive finance partners, we will assess your situation and present you with best possible House and Land package option. We provide all our clients with the necessary information to make informed decisions.
What are the steps?
1. Pre- Qualification
Let our experienced broker partners access your borrowing capacity. During this first phase we will ask for all your personal and financial information. Our mortgage brokers calculate your borrowing capacity and assess which No or Low Deposit option is the right one for your situation.
2. Mortgage Application
Once we have assessed your borrowing capacity we present you with multiple options of House and Land packages in different locations. You chose the perfect house and land package which suit you then our brokers will get things in place for your mortgage application submission with the lender.
3. Start your Build journey
Now for the fun and exciting part- starting your build journey. On finance approval, our build team organises council approvals for you so that you can focus on picking your inclusions such as colour schemes, facades and landscaping options. Isn’t that what you’ve been waiting for?
4. Welcome to your New Home
Once the build is completed and settlement taken place, the keys of your new home are handed over to you with a Welcome Kit.
Your New Home awaits you!